This whole things sounds like hammering a square peg into a round hole.
If the deduction is legitimate, we need to leave the concept of a 401k (403b etc) and perhaps look at whether this arrangement should be reported as a contribution to an IRA.
If the deduction is legitimate, we need to leave the concept of a 401k (403b etc) and perhaps look at whether this arrangement should be reported as a contribution to an IRA.
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