HSA again Definition of Family plan

[Gretel]

I thought I pretty much have HSA's under control by now but it turns out not to be true.

Husband and Wife, H. makes max. contribution allowed as family plan $7,150, wife contribution to single plan is $1,000. Me and my software don't think that any contribution beyond the max. for a family plan is allowed.

Anyone disagrees?

I disagree myself, just found out that the additional contribution for age for the spouse needs to be made by that spouse, so total contributions can actually be $8150. Now I need to find out how to make ProSeries accept this.

[Burke]

How can they have a family plan AND a single plan? Don't think that is correct.

[BP.]

http://www.irs.gov/pub/irs-pdf/p969.pdf

Each spouse can have a plan, but if one is family, the other is deemed family too. Combined contribution limit for 55 or over can go up to $8,150.

[Gretel]

How can they have a family plan AND a single plan? Don't think that is correct.

Correct. My software yelled at me too. It also kept yelling when I entered "Family plan" for both spouses but now it is not an error for e-file any longer.