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1st TIME HOMEBUYER

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    1st TIME HOMEBUYER

    Help settle a conflict in a conversation:

    Conflict:

    Client said that they are entitled for a $10,000 exclusion from Income of a IRA withdrawl before age 59 1/2 in addition to the exclusion of the early withdrawl penalty.

    I say it only applies to the exclusion of the early withdrawl penalty but the 10,000 is considered Income

    #2
    Yes, you are correct. Applies to penalty only.

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