1099R, not taxable?

[taxmom34]

just got client with a 1099R from union: gross dist 902 box 1 , nothing in box 2. but in box 5 $902, i'm assuming insurance premiums or employee contributions. code 7 normal dist. does this mean it is not taxable? thanks for any input

[Jesse]

I agree with your assumptions, either a return of their contributions or insurance premiums that will not be taxed.

[taxea]

Never assume...is the taxable amount not determined checked? If not and you are not sure have the client get an answer from the issuer. taxea