Can anyone recommend a debt consultation agency?  I have a client who is becoming insolvent due to credit card debt and is asking. I have heard of the many non-profit agencies who help people and even negotiate with the credit card banks; but I never heard a first hand account or recomendation of a speicific one.  I understand that if you have a positive story about one that does not mean  my client would have the same experience.  Thanks,
John of PA
					John of PA