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Weird AMT marginal tax rate

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    Weird AMT marginal tax rate

    Many have already forgotten all about AMT since TCJA temporarily raised the exemption phase-out based on AMTI, but I had an interesting phenomenon this filing season. TL;DR version, my client had a choice between paying $5K to charity or paying $5K in taxes.

    Since TCJA moved so many AMT features into the regular tax system, on a temporary basis, and concurrently raised the AMT exemption phase-out levels, it is much less common to see taxpayers affected by AMT and Form 6251. However, ISOs exercise still counts for AMT, and I had a client whose bottom line was heavily dependent on exactly (to the dollar) how much of a Schedule A deduction they had which was also allowed under AMT.

    Here is the scenario with rounded numbers:

    AGI: $920K
    Deduction: $24,8K std, vs. $24.85K itemized (due to increase $5.6K charity contribution)
    Taxable income: $895K vs $895K

    AMT: $5.4K vs $0.2K

    The surprising thing is, that getting even one dollar over the standard deduction amount into itemized deductions (by giving $5.6K to charity) suddenly nets a $5.2K deduction in tax liability. So the tax liability and charitable deduction offset each other almost dollar for dollar up to about $5K.
    Last edited by Rapid Robert; 12-08-2020, 09:17 PM.
    "You said it, they'll never know the difference. Come on, we'll paint our way out!" - Moe Howard
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