Large Employer healthcare contributions

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  • mactoolsix
    Senior Member
    • Apr 2009
    • 544

    #1

    Large Employer healthcare contributions

    Employer has about 80 employees.
    Currently pays 76% of each employees health insurance, which has a substantial increase this next year.

    Can they simply pay a set amount for each employee towards healthcare each month, and if so does this amount have to be the same for each employee?

    What happens if the set amount exceeds that employees health insurance costs?

    Is there a good website for employers options for healthcare contributions?

    Thanks!!!
    Mike
  • kathyc2
    Senior Member
    • Feb 2015
    • 1947

    #2
    Are you saying drop insurance coverage, pay the penalty and increase employee pay to offset no insurance?

    Comment

    • mactoolsix
      Senior Member
      • Apr 2009
      • 544

      #3
      No - they would like to just pay a set amount towards each employees health insurance, with the employee picking up the balance.

      Can they pay an amount for one employee, and a different amount for another, or must the contribution be the same across the board? Is there an anti-discrimination clause that would not allow this.

      Comment

      • kathyc2
        Senior Member
        • Feb 2015
        • 1947

        #4
        Originally posted by mactoolsix
        No - they would like to just pay a set amount towards each employees health insurance, with the employee picking up the balance.

        Can they pay an amount for one employee, and a different amount for another, or must the contribution be the same across the board? Is there an anti-discrimination clause that would not allow this.
        I see you are located in CA. My guess would be that CA insurance laws as to what you can/can't do are more restrictive than federal and it might be good to look at state requirements as a starting point.

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