Released incarcerated person and ACA

[thomtax]

Client was incarcerated through June of 2014. I know during that time all is ok as far as ACA goes.

His age if 70. After his release, he tried to sign up for Medicare, which they had cancelled when he was incarcerated. He was not allowed to enroll until the open enrollment period - January, 2015. There must be some type of exception for this final six months, but I cannot seem to find one that fits. Can anyone shed some light on the answer to this problem?

Not a problem now, but after he enrolled this year, they told him that his coverage will not start until July 1, so depending on the changes, if any, will hae a problem next year also.

Thanks in advance for any guidance given.

LT

[mastertaxguy]

Exemptions-ex-offender

1. Does this TP have a Federal filing requirement?
2. Have you determined the TP's income for the period after his release?
3. Was his income below the threshold to avoid any health care penalties?
4. IF there was no income or below poverty level income, what about Medicaid?

[thomtax]

1. Does this TP have a Federal filing requirement?
2. Have you determined the TP's income for the period after his release?
3. Was his income below the threshold to avoid any health care penalties?
4. IF there was no income or below poverty level income, what about Medicaid?

1 Yes to requirements
2 & 3 - Yes, Income will exceed $80,000
4 - Definitely not below poverty level.

LT

[David1980]

I'd think that falls under "You experienced another hardship in obtaining health insurance" - https://www.healthcare.gov/fees-exem...ip-exemptions/

[thomtax]

Thanks David

[TaxprepP]

To be on the safe side in claiming a hardship, TP can apply exemption from the marketplace. If approved this could cover for this year and the next and may up to a full calendar year.