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State Taxability - Premium Tax Credit

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    State Taxability - Premium Tax Credit

    This sounds totally idiotic, but if it is true, we had best find out. I am leery as to whether the source is a reliable tax person.

    I was told that Kentucky will tax the policyholder for the premium tax credit generated by its state exchange. For state income tax purposes.
    In other words a Kentucky resident using the exchange to pay $300/month premium, reduced by $200/month credit, will be taxed an extra $2400 a year for Kentucky state income taxes.

    I wonder also if this is only a partial truth, such as for someone who can deduct the premiums somehow. To whatever extent, if any of this is true for Kentucky, we need to know and also for other states. Bear in mind also that only 1/3 of the states have their own exchange.

    #2
    The Kentucky 2014 tax forms and instructions are available online.



    You can look for yourself, but I couldn't find anything that would require Kentucky residents to add back their federal Premium Tax Credit.

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