Rals, rt and other options

[gman]

I have not offered bank products for the past few years and am considering doing it this year. If I remember correctly, RALS are no longer allowed, is that correct? Just refund transfers? It was always a lot of hassle to see the client and do the additional paperwork, plus the daily calls to see if I have their check yet. What do the majority of you offer? If I recall correctly, the RT's take almost as long as direct deposit to their banks thru regular e-file.

[John of PA]

I do not offer bank products becasue I am convinced that my client would object to paying a fee or percentage of thier refund.

[MDEA]

Bank products

Only ERC's are available.They can be direct deposit,printed check and debit card.The fees are different according to what bank and what software is used.If you want any more info contact me.I did about 950 bank products last year.