Maximum Allowed - IRA & Roth?

[zeros]

Client has high income so he is not allowed to deduct the full $6000 for an IRA. Only $2630 is allowed. He contributed $6000. I advised him to put the rest in a ROTH IRA. But in working it out in the worksheet it seems that only $2630 is allowed on the ROTH also.. My question is: If only $2630 is allowed, would that be total (contribution) on the tax return? Little puzzled, and could use a little help.

[ChEAr$]

Client has high income so he is not allowed to deduct the full $6000 for an IRA. Only $2630 is allowed. He contributed $6000. I advised him to put the rest in a ROTH IRA. But in working it out in the worksheet it seems that only $2630 is allowed on the ROTH also.. My question is: If only $2630 is allowed, would that be total (contribution) on the tax return? Little puzzled, and could use a little help.

what is his AGI?

[zeros]

$171,633 before the IRA deduction.

[ChEAr$]

Also forgot to ask if he's already covered under a retirement plan and/or if filing jointly, is wife
covered also....
Also does he have earned income..... so many variables you know.

[zeros]

IRA/Roth

He is not in a retirement plan, she is. He has earned earned of about $60K..