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I know rollovers and transfers don't hurt, but does a prior year premature distribution with an excuse (job termination/ over age 55/ code 2) reduce/kill the credit just like a premature distribution without an excuse (code 1)? I'm thinking yes.
I agree with you, Bart. The excuse is for penalty only, they still received the funds and if this happened the last 2 years (I believe) they are out of luck.
I agree with you, Bart. The excuse is for penalty only, they still received the funds and if this happened the last 2 years (I believe) they are out of luck.
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