auto insurance deduction

[mblatour]

I have a client who insists she must be able to deduct the Personal Injury Protection portion of her Auto insurance. She had H&R prepare her return last year and was told she couldn't use it. She feels the preparer didn't do the best job. Her exact words were, "if you got in an accident, your health insurance coverage wouldn't kick in until all your PIP was used up first, so technically it is like a health insurance premium that should be deductible."

What do you think?

[jainen]

Same as you

I think same as you.

[Gene V]

Insurance Premiums

Insurance Premiums You Cannot Include
You cannot include premiums you pay for:
The part of your car insurance premiums that provides medical insurance coverage for all persons injured in or by your car because the part of the premium for you, your spouse, and your dependents is not stated separately from the part of the premium for medical care for others.
Pub. 502 page 9

[mblatour]

thanks

Got it! Thanks Gene, I printed it off just now, so that I can show her. You saved me a little time looking it up and I really appreciate that. It was actually was on page 9 (but who am I to be picky about free advice).


Thank you!!!!!!!!!!!!!!!!!

[JON]

wHOOOOOOOOOOOO

I am impressed with Gene's anwser>>>>>>