Health Insurance for a CPA?

[tacks]

Does anyone know where a single self employed CPA might seek to obtain health insurance? I know the AICPA & PICPA (PA state institute) offer it to their members but this individual is not a member of these organizations.

I'm wondering if there is some way for a CPA with an active license to obtain coverage for a reasonable price -- meaning a better plan that what is offered to the general public.

Thanks for reading.

[ChEAr$]

Does anyone know where a single self employed CPA might seek to obtain health insurance? I know the AICPA & PICPA (PA state institute) offer it to their members but this individual is not a member of these organizations.

I'm wondering if there is some way for a CPA with an active license to obtain coverage for a reasonable price -- meaning a better plan that what is offered to the general public.

Thanks for reading.

Lower rates usually attach to a group plan, and a single fellow can't be a group.

[AuditorTurnedGood]

Any way

to make that CPA a group by adding a spouse who works in the business to the plan? This is what I did - we have a group of 2. (I'm an S-Corp, for reference). 2 is a small risk pool, but it was still cheaper than an individual policy. Just a wayward thought.

ATG

[Uncle Sam]

Health Insurance for CPA

I did the same thing - put my wife on payroll - for a Sch C business - put the insurance policy in her name - get to write off the whole thing off the C.
I would suggest you get in touch with business associations that offer group health insurance plans, such as U. S. Federation of Small Businesses.(usfsb.org). Also there's an association (I'm not a member of) of National Association of Self-Employed.
But as has been suggested - since you are a CPA - you really should become a member of an association.

[Lion]

Join

Compare the price of health insurance available to him now with that offered by a group he's eligible to join, such as AICPA. It might be well worth the membership fee, especially factoring in any other benefits of membership. Where does he get his E&O insurance?

[JoshinNC]

Not so fast

Lower rates usually attach to a group plan, and a single fellow can't be a group.

Don't know the laws in AL but here in NC a single person can be a group, just needs to be an LLC or Corp (S or C).

[SFBOB]

Large Deductable $$$$$ save money

Mutual Of Omaha has offered these policies in the past. Most of us can afford Bactrim of a bladder infection, however Brain Surgery is pretty expensive.
I am not trying to be a joker, just wanted to point out the savings available by shopping for policies with deductables.

[Jiggers]

Can't be a group?

Lower rates usually attach to a group plan, and a single fellow can't be a group.

I don't know about this. I have seen some very large people that would qualify as a group!!!

[Davc]

Lower rates usually attach to a group plan, and a single fellow can't be a group.

Except in California.