Client is 60 years old. In 2020 she had covid. She took out 500,000 from her IRA. After 60 days, she was told she had to pay huge amount of taxes, she wants to repay it all back. I told her she can only payback 100,000 back before 4/15/21. The rest she had to pay taxes, without penalty. Any suggestion? That is a lot of money for taxes.