Direct Deposit Question

[dyne]

The numbers for a direct deposit must be taken from a check, NOT a deposit slip.
They can be different.

[OtisMozzetti]

Bank may or may not send deposit back to IRS

My understanding is that banks might, or might not, send the deposit back to the IRS if the money comes designated to Mr. and Mrs. while the bank account is owned only by Mr. and by Mrs. If the deposit money is sent back to the IRS, then the taxpayers end up waiting several weeks for a check to come via U.S. mail to them.
It is better not to risk such an outcome, but there are clients who request to proceed anyhow, for example since "it worked last year".

[erchess]

Surprised if RLyman is right

because deposits often go into the totally wrong accounts because of mis keyed routing and account numbers.

[RLymanC]

Bank Deposits

I don't believe a joint refund would deposit into a single account, the bank would reject it, on the other hand a single refund will deposit into a joint account.

[kaimana]

If it is a mfj return I would ask for a joint account or tell her that I need his account info so I can allocate the refund to each account.

[ChEAr$]

It really depends

I do it all the time. If the spouse is too busy to come in for the appointment, that's the breaks.

on how well you know your clients. I would want some assurance that this was okay
with husband, though. Could be a bit touchy, though.

[BOB W]

The wife brought the tax information in. They will file a joint return. The wife wants the refund to be directly deposited to her individual account (one that without her husband's name). Any problem?

I do it all the time. If the spouse is too busy to come in for the appointment, that's the breaks.

[AccTaxMan]

The wife brought the tax information in. They will file a joint return. The wife wants the refund to be directly deposited to her individual account (one that without her husband's name). Any problem?